Storytelling Software - VA Loan Facts™ by VA Loan Educator™

What Every MLO Should Know About Comments on a VA Certificate of Eligibility

What Every MLO Should Know About Comments on a VA Certificate of Eligibility A Veteran’s Certificate of Eligibility (COE) is more than just proof of entitlement—it’s also a roadmap for how you, as the lender, must structure the file. Hidden at the bottom of the COE, you’

Using the Departing Property to Qualify for a New VA-Loan Home for Your Veteran Client

How to Help with a Departing Residence When Originating a VA Home Loan When you’re working with a Veteran client who is converting their current primary home into a rental property and buying a new primary residence, it’s important to know how the Department of Veterans Affairs (VA)

Treating Collection Accounts Correctly on VA Home Loans

How Loan Officers Should Address Collection Accounts on VA Loans When you’re helping a Veteran client apply for a home loan backed by the United States Department of Veterans Affairs (VA), it’s important to understand how collection accounts factor into underwriting. Unlike many other loan programs, the VA

Overcoming VA Condo Denials to Close on a Single Condo unit

Getting to the Finish Line When a Condo Isn’t VA-Approved: The One-Unit Waiver That Can Save the Deal When a condo project has been denied by the VA for eligibility, many loan officers believe it means a VA-guaranteed loan is no longer possible for that unit.

How Spouses are treated on a VA Loan

When you’re working with clients applying for a VA-guaranteed home loan, it’s essential to clearly understand how a spouse may or may not be involved. These rules impact the application, documentation, entitlement usage, and future options. Below are the key points you must discuss during file structuring.